Jonathan

By Jonathan Harner, CFP®  Retirement is like the ultimate prize at the end of a long, hard-fought race. But how do you know when you’re ready to cross the finish line? And once you do, how much can you spend to live the life you’ve always dreamed of?  Previously, it was widely believed that a […]

By Jonathan Harner, CFP®  We all need to invest for our future, but knowing the right choices to make can be overwhelming for the average investor. Whether you choose to purchase stocks and bonds, contribute to a retirement account such as a 401(k), or place your money in real estate, there are rules to investing

By Jonathan Harner, CFP®  Maintaining health in retirement comes with significant costs, and it’s crucial to plan for them in advance. Many people underestimate the expenses and level of care they’ll need, including supplemental Medicare plans and long-term care. However, with wise investment decisions and proper planning, you can reduce the uncertainty and better prepare

By Jonathan Harner, CFP®  Planning for the future is something most people know they should do, but they might not know exactly what to do—or how to get started. This is where financial planners can add significant value. We can assess your current financial situation, identify long-term goals, and create a path toward success. But

By Jonathan Harner, CFP®  Nearly everyone would say they want to increase their wealth and reduce their tax burden. Yet in order to make this real, it’s important to take a proactive approach and develop an ongoing tax strategy. One way to do this is to stay up to date on changes in tax law

By Jonathan Harner, CFP®  There’s no way to sugarcoat it: 2022 was a tough financial year for nearly every part of the economy. Inflation and gas prices have been high while the stock and bond markets have been lower. To make matters worse, many people are worried about slower economic growth in the near future.

By Jonathan Harner, CFP®  Once you reach a certain age, you may be required to withdraw money from your retirement savings accounts, even if you don’t need the cash flow. These required minimum distributions (RMDs) impact your financial planning and—more importantly—your tax obligations.  But giving your RMDs to charity can be a great strategy because

By Jonathan Harner, CFP®  Many people put off financial planning because of the cost. But did you know not using a financial advisor to create a clear-cut financial plan could be causing you to lose money? If you have been putting off that first meeting with a financial planner, here are 5 reasons to set

By Jonathan Harner, CFP® Have you ever thought about whether or not you will have enough money to retire comfortably? This is an important question, one that many people don’t take the time to consider. They just assume they will have enough in the bank to continue living their current lifestyle. But you have dreams

By Jonathan Harner, CFP®  In virtually every industry and every area of life, it is common to see two professionals team up and work together for a common cause. If you’re a baseball fan, you know that the pitcher and catcher have a close-knit relationship working to get the batter out. A doctor relies on